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Insurance & Wildfire

photo credit: Oly Mingo

Home and property owners in North Central Washington face increasing challenges when it comes to wildfire and insurance. Understanding your coverage and available resources can help you prepare and recover.

Insurance Before Wildfire

Before a wildfire occurs, consider:

  • Reviewing your policy and coverage limits
  • Creating a home inventory
  • Understanding what is and isn’t covered
  • Asking your insurance provider questions about wildfire-related claims

Insurance After Wildfire

If your home or property is impacted by wildfire, resources are available to help you:

  • Navigate the claims process
  • Understand temporary housing and loss coverage
  • Access consumer guidance and support
  • Floods often occur after wildfires.  Learn more about post-fire flooding and consider purchasing flood insurance if you live in a high risk area like an old debris flow fan.

Resources: